Cash Is King: Three Keys to Paying Off Your Home the Safest and Quickest Way BOOST RETURNS on liquid capital without giving up access to cash: https://themoneyadvantage.com/privatized-banking/
From the vantage point of my own personal experience and the work that we do with clients to optimize their whole financial system, I want to distill the three key lessons that will help you purchase and pay for a house in a way that propels your financial objectives to keep more money, increase your cash flow, and pay off the mortgage.
1) Know the difference between “having debt” and being “in debt” 2) Know what your money could be earning for you 3) Aim for future confidence
I can’t speak for you, but I’d prefer having a pile of cash that I can use for emergencies or to invest in an opportunity. I get more peace of mind from knowing that I could sustain my monthly payments and lifestyle for 12 months or more, even if we lost our income than I would if I had my house paid off, with the possibility of a dipping housing market washing away my equity, and no cash on hand if unforeseen expenses or opportunities were to arise.